.containernewtop {
    width: min(1200px,92%);
    margin: 100px 100px 0px;
}

section {
    position: relative;
}

.section-heading {
    text-align: center;
    margin-bottom: 35px;
}

    .section-heading span {
        display: inline-block;
        padding: 8px 18px;
        background: #eef8ff;
        color: #1f6ea9;
        border-radius: 50px;
        font-size: .82rem;
        font-weight: 600;
        letter-spacing: 1px;
        margin-bottom: 18px;
    }

    .section-heading h2 {
        font-size: 2.8rem;
        color: #143257;
        font-family: 'Cormorant Garamond',serif;
        font-weight: 700;
    }

.inner-banner {
    position: relative;
    overflow: hidden;
    display: flex;
    align-items: center;
    justify-content: center;
    background: linear-gradient(135deg,#f8fcff 0%,#e7f5ff 50%,#ffffff 100%);
    border-bottom: 1px solid #e8f0fa;
}

    .inner-banner::before {
        content: "";
        position: absolute;
        inset: 0;
        background-image: radial-gradient(circle at 20% 20%,rgba(26,121,192,.08) 2px,transparent 2px), radial-gradient(circle at 80% 30%,rgba(26,121,192,.07) 2px,transparent 2px), radial-gradient(circle at 60% 80%,rgba(26,121,192,.08) 2px,transparent 2px);
        background-size: 180px 180px;
        opacity: .55;
    }

.banner-overlay {
    position: absolute;
    inset: 0;
    background: linear-gradient(90deg, rgba(255,255,255,.65), rgba(255,255,255,.15));
}

.banner-shapes span {
    position: absolute;
    border-radius: 50%;
    animation: floatShape 12s ease-in-out infinite;
}

    .banner-shapes span:nth-child(1) {
        width: 260px;
        height: 260px;
        background: rgba(74,161,255,.08);
        left: -70px;
        top: -90px;
    }

    .banner-shapes span:nth-child(2) {
        width: 180px;
        height: 180px;
        right: 7%;
        top: 40px;
        background: rgba(0,153,255,.06);
        animation-delay: 2s;
    }

    .banner-shapes span:nth-child(3) {
        width: 120px;
        height: 120px;
        bottom: -40px;
        left: 45%;
        background: rgba(79,184,255,.08);
        animation-delay: 4s;
    }

@keyframes floatShape {

    0%, 100% {
        transform: translateY(0px);
    }

    50% {
        transform: translateY(-18px);
    }
}

.banner-content {
    position: relative;
    z-index: 5;
    text-align: center;
}

    .banner-content h1 {
        font-size: 3rem;
        font-family: 'Cormorant Garamond',serif;
        color: #0E7490;
        margin-bottom: 12px;
        font-weight: 700;
    }

    .banner-content p {
        font-size: 1.15rem;
        color: #5a6b80;
        max-width: 700px;
        margin: auto;
    }

.breadcrumb {
    display: inline-flex;
    align-items: center;
    gap: 12px;
    margin-bottom: 7px;
    padding: 12px 22px;
    border-radius: 50px;
    background: #ffffffd9;
    backdrop-filter: blur(14px);
    box-shadow: 0 10px 30px rgba(30,90,150,.08);
}

    .breadcrumb a {
        color: #0E7490;
        font-weight: 600;
    }

    .breadcrumb span {
        color: #7c8ca0;
    }

@media(max-width:991px) {

    .banner-content h1 {
        font-size: 3rem;
    }

    .section-heading h2 {
        font-size: 2.3rem;
    }
}


@media(max-width:768px) {

    .inner-banner {
        padding-top: 80px;
    }

    .banner-content h1 {
        font-size: 2.3rem;
    }

    .banner-content p {
        font-size: 1rem;
    }

    .breadcrumb {
        font-size: .85rem;
        padding: 10px 18px;
    }

    .section-heading h2 {
        font-size: 2rem;
    }
}


@media(max-width:500px) {

    .banner-content h1 {
        font-size: 2rem;
    }

    .section-heading {
        margin-bottom: 50px;
    }

    .banner-shapes span:nth-child(1) {
        width: 170px;
        height: 170px;
    }

    .banner-shapes span:nth-child(2) {
        width: 110px;
        height: 110px;
    }
}

/*====================================================
                                        TERMS & CONDITIONS
                        ====================================================*/

.terms-section {
    padding: 10px 85px 100px;
    background: #fff;
}

.terms-card {
    background: #fff;
    border-radius: 28px;
    padding: 60px;
    box-shadow: 0 20px 60px rgba(18, 70, 140, .08);
    border: 1px solid #edf3fb;
}

    .terms-card > p {
        color: #64778b;
        line-height: 1.5;
        margin-bottom: 22px;
    }

.terms-block {
    margin-top: 55px;
    padding-top: 40px;
    border-top: 1px solid #edf2f8;
}

    .terms-block:first-of-type {
        margin-top: 45px;
    }

    .terms-block h2 {
        font-family: 'Cormorant Garamond', serif;
        font-size: 2rem;
        color: #0E7490;
        margin-bottom: 20px;
    }

    .terms-block h3 {
        color: #0E7490;
        font-size: 1.1rem;
        margin: 22px 0 12px;
        font-weight: 600;
    }

    .terms-block p {
        color: #66798c;
        line-height: 1.5;
        margin-bottom: 18px;
    }

    .terms-block ul {
        margin: 15px 0 22px 22px;
    }

    .terms-block li {
        color: #66798c;
        margin-bottom: 12px;
        line-height: 1.1;
    }

    .terms-block strong {
        color: #16355a;
    }

    .terms-block ul li {
        list-style: circle;
    }

.contact-card {
    margin-top: 30px;
    background: #f8fcff;
    border: 1px solid #e5eef8;
    border-radius: 20px;
    padding: 30px;
}

.contact-item + .contact-item {
    margin-top: 18px;
    display: flex;
    gap: 15px;
    align-items: center;
    flex-wrap: wrap;
}

.contact-item h4 {
    font-size: 1.6rem;
    color: #0E7490;
    font-family: 'Cormorant Garamond', serif;
    margin-bottom: 5px;
}

.contact-item span {
    display: block;
    font-size: .85rem;
    font-weight: 600;
    color: #0E7490;
    text-transform: uppercase;
    letter-spacing: .8px;
}

.contact-item a {
    color: #1f6ea9;
    word-break: break-word;
    transition: .3s;
}

    .contact-item a:hover {
        color: #0E7490;
    }

.contact-note {
    margin-top: 30px;
    font-style: italic;
    color: #7b8c9d;
}


/*====================================================
                                        REVEAL ANIMATION
                        ====================================================*/

.reveal {
    opacity: 0;
    transform: translateY(40px);
    transition: .8s ease;
}

    .reveal.active {
        opacity: 1;
        transform: translateY(0);
    }


/*====================================================
                                        RESPONSIVE
                        ====================================================*/

@media(max-width:991px) {
    .containernewtop {
        margin: 0px;
    }

    .terms-section {
        padding: 15px 10px 70px;
    }

    .terms-card {
        padding: 45px;
    }

    .terms-block h2 {
        font-size: 1.8rem;
    }

    .terms-block ul {
        text-align: left;
        display: block;
    }
}

@media(max-width:768px) {


    .terms-card {
        padding: 30px 22px;
        border-radius: 22px;
    }

    .terms-block {
        margin-top: 40px;
        padding-top: 30px;
    }

        .terms-block h2 {
            font-size: 1.6rem;
        }

    .contact-card {
        padding: 22px;
    }

    .contact-item h4 {
        font-size: 1.4rem;
    }
}